Sunday, October 4

A quick look at home loan approvals

This first chart is the total number of approvals by ADIs per quarter ...

The remaining charts will be percentages of the above ... we will start with owner-occupier versus investment loan approvals.

And loan to valuation ratios (LVR) for all loans ...

And finally a look at loan characteristics ...

Friday, October 2

Tuesday, September 29

Value of land and dwellings owned by households

I am a fan of the household balance sheet (table 34) in the Australian Financial Accounts (most recently updated on Thursday last week). The consistently lower interest rates since the mid 1990s have been capitalised into the value of land and dwellings owned by households.

Saturday, September 26